Transitions
Anticipated Challenges
Individual Goal Assessment
The Planning Process
Legislative Update (Things that have recently changed)
Federal Benefits
Eligibility Requirements
Creditable Service
Deposits, Redeposits & Military Service Deposits
Computation of Benefits
Survivor’s Benefits
Taxation of Benefits
FEHB Program (all aspects)
Federal Employee Dental and Vision Insurance Program FEGLI
Day 2
Thrift Savings Plan
Investment Options
Important Forms
Withdrawal Options
Tax Considerations
Social Security Benefits
When Payable
How Computed
Earnings Limitation
Windfall Elimination Provision
Government Pension Offset
Tax Considerations
Day 3
Personal Planning
The Importance of Establishing Goals
Long-Term Care Insurance
Legal Planning
Trusts
Living Wills
Durable Power of Attorney
Probate
Financial Planning
Personal Financial Planning
Why People Fail
Tax Planning
Investment Options
Relocation Considerations
Health Considerations
Processing Your Retirement
S.
Harman & Associates, Inc.
"Instructor was very impressive and very knowledgeable."
"Very impressive. Ms. Harman knows her subject
matter. Wonderful job."
"I found the printed materials thorough and
comprehensive."
"Really benefited from filing all the federal information together and connecting it to real world issues like long term financial security."
Anticipated Challenges
