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 The
S. Harman & Associates, Inc. staff has an extensive background
in Social Security, Civil Service Retirement, Federal Employees'
Retirement, Worker's Compensation and a wide variety of Human
Resource issues which impact upon Human Resource Practitioners,
Benefit Specialists and Federal employees.
They are familiar with the provisions of these laws, as well
as much of the rationale guiding the law and regulations, court
decisions and MSPB rulings. This insight can be extremely valuable
to individuals in the Employee Relations Office and the Human
Resource Office.
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Benefit Specialist are available to answer the questions of an employee and/or their spouse and assist them with the retirement paperwork.
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Onsite Benefit Counseling |
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S. Harman & Associates
staff is available on a contract basis to provide employees
& their spouses with an individual retirement counseling
session that includes answering specific questions about options
and assisting with and reviewing the retirement paperwork.
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OPF Reviews |
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S. Harman & Associates
is available to conduct a 100% OPF review or to review just
the OPF's where a problem has been recognized.
During the 100% OPF Review, we verify the retirement coverage,
establish the leave, retirement & TSP (where appropriate)
SCD. Generate a letter to each employee documenting the
retirement coverage, and SCDs. We also explain any options that
the employee has (i.e. making a deposit, redeposit or military
service deposit). Finally we are available to answer the employees'
questions about the OPF review.
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Retirement Estimates |
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S. Harman & Associates
provides benefit estimates on a contract basis to employees
based on information supplied to us. The estimate will include
a breakdown of creditable services, high-3, average salary,
gross annual annuity, gross monthly annuity, costs for FEHB,
FEGLI and options. Survivor benefit costs, options and potential
benefit, and annual and monthly annuity before withholding for
taxes, federal and state.
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Benefits Operations |
S. Harman
& Associates is available on an ongoing basis to answer
employees' questions, counsel employees, review OPFs, in essence
to be the Benefits Office of your agency either on a short-term
basis — due to retirement, illness or injury of your benefits
specialists or to assist with the work load on an on-going basis.
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FERCCA Counseling |
S. Harman & Associates,
Inc., is available to explain to employees affected by erroneous
retirement coverage their options, the corrections procedures
and the long-term impact of the various options.
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S. Harman & Associates, Inc.
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Phone: 410-795-9296
Fax: 410-549-1261
U.S. Mail:
S. Harman & Associates, Inc.
P.O. Box 1129
Sykesville, MD 21784 (USA)
Products, books and videos about Federal Retirement Benefit Package |
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