Firefighters

Day 1

  • Review of Retirement Eligibility
  • Service Computation Dates

    Leave

    Retirement

    Hazardous Duty

  • Calculation of High-3 Average Salary
  • Specific Firefighter Pay Rules
  • Deposit/Redeposit/Military Deposit Rules for and Consequences of Not Taking Action
  • Credit for Sick Leave (CSRS, Offset, & Transferred) (Firefighter Conversation Rules)
  • Lump Sum Annual Leave Payment
  • Voluntary Contributions (CSRS & Offset)
  • Benefit Formulas
  • COLA Rules
  • Survivor’s Benefits Death-in-Service

    Not Work-Related

    Work-Related

  • Survivor’s Benefits Elections at Retirement

    Cost

    Benefit

    Considerations

  • Firefighter’s Death Benefit
  • Disability Benefits (Not Work-Related)
  • Fitness for Duty
  • Worker’s Compensation Benefits

    Rules & Requirements

Day 2

  • FEHB
  • Flexible Spending Accounts

    Medical

    Dependent Care

  • Health Savings Accounts
  • Federal Employee’s Dental and Vision Insurance Program
  • Long Term Care Insurance
  • FEGLI
  • Designation of Beneficiaries
  • Thrift Savings Plan

    Withdrawal Options

    Tax Implications

    Penalty if Retiring Before Age 55

    Catch-up Provisions

  • Social Security Provisions

    Understanding the Personal Earnings Benefit Estimate Statement

    Full Retirement Age

    Quarters of Coverage

    Earnings Test

    WEP (CSRS, Offset, & Transferred)

    GPO (CSRS)

  • Annuity Supplement (FERS)
  • Rules of Reemployment in Federal Government