S. Harman & Associates, Inc., Employee Benefits Experts, provides timely, comprehensive and accurate information about Federal Retirement Systems to all Federal employees.

S. Harman & Associates disseminates employee benefit information to Federal personnelists and employees via seminars, videos and books. Each is designed for a specific audience:

• Personnelists
• Benefits Specialists
• Human Resource Practitioners
• Federal Employees
• Supervisors & Managers
• Labor & Employee Relations Practitioners

The S. Harman & Associates, Inc. staff has an extensive background in Social Security, Civil Service Retirement, Federal Employees' Retirement, Worker's Compensation and a wide variety of Human Resource issues which impact upon Human Resource Practitioners, Benefit Specialists and Federal employees. We are a woman-owned, small business that was established in 1985. We educate, we do not sell insurance or financial services.

Members of the staff are familiar with the provisions of these laws, as well as much of the rationale guiding the law and regulations, court decisions and MSPB rulings. This insight can be extremely valuable to individuals in the Employee Relations Office and the Human Resource Office.